OUR PRIVACY PLEDGE TO YOU
As our
customer you provide us with important information about yourself. We
believe it is our responsibility to safeguard your personal and financial
information. While some financial institutions share account owner
information with other businesses, we are committed to keeping it
confidential.
We have developed the
following privacy policy to ensure you the confidentiality you deserve.
You have our promise that we will adhere to these guidelines. It is our
pledge to you.
NOTICE
OF YOUR FINANCIAL RIGHTS
WE, our, and us, when
used in this notice, mean First Commerce Bank. This is our privacy notice
for our customers. When we use the words “you” and “your” we mean the
following types of customers:
We will
tell you the sources of the information we collect about you. We will
tell you what the measures we take to secure that information.
We first define some
terms.
-
Nonpublic personal information means
information about you that we collect in connection with providing a
financial product or service to you. Nonpublic personal information
does not include information that is available from public sources, such
as telephone directories or government records. Hereafter, we will use
the term “information” to mean nonpublic personal information as defined
in this section.
-
An affiliate is a company we own or control, a
company that owns or controls us, or a company that is owned or
controlled by the same company that owns or controls us. Ownership
does not mean complete ownership, but means owning enough to have
control.
-
A nonaffiliated third party is a person we do
not employ or a company that is not an affiliate of ours. This is also
known as nonaffiliated third party, or simply, an “other party."
THE INFORMATION WE COLLECT
We collect information
about you from the following sources:
- Information you give us on applications or other
forms.
- Information about your transactions with us.
- Information about your transactions with other
parties.
- Information from a consumer reporting agency.
INFORMATION WE DISCLOSE ABOUT YOU
We do
NOT disclose any information about you to anyone, except as permitted by
law. Examples of this might include disclosures necessary to service
your account or prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY, AND
INTEGRITY OF YOUR INFORMATION
We
restrict access to information about you to those employees who need to
know that information to provide products or services to you. We maintain
physical, electronic, and procedural safeguards to protect this
information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose
information about former customers, except as permitted by law.
